Resolving Ambiguities in Insurance Policy Language: The Contra Proferentem Doctrine and Use of Extrinsic Evidence

April 15, 2004

Under the doctrine of contra proferentem, ambiguities in contract language are construed against the drafter, typically the insurer.  At one time, the existence of an ambiguity in an insurance contract resulted in a presumption of coverage for the insured.  But this is no longer the case....

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Scott G. Johnson


Chair, Minneapolis Insurance Group

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