Robins Kaplan LLP coverage attorneys help clients identify and analyze coverage issues, advising prior to issuance of the policy and throughout the course of coverage litigation, including any appeal. Many of our insurance clients serve specialty markets such as risk pools, governmental liability, and professional errors and omissions. Our experience in analyzing and efficiently researching the legal issues arising in those markets can help underwriters formulate coverage proposals that protect the carrier and the potential insureds. Our coverage attorneys then works closely with the underwriters, assisting with the drafting of coverage documents in unique and difficult markets.
Our experience in drafting and reviewing coverage documents and endorsements helps carriers limit unintended coverage or gaps in coverage. Once the coverage documents are in place, our coverage attorneys address issues raised by a range of property and casualty, life, health, and accident policies — including primary and excess policies, as well as reinsurance treaties, and facultative certificates. Our coverage opinions provide clients with options, even in the difficult claim. Our attorneys also guide carriers through myriad administrative and statutory issues such as premium rating, surplus lines, and forms approval.