Property and Liability Coverage
Mr. Harrington is an experienced insurance coverage and trial attorney with a national practice. Mr. Harrington has represented insurers in numerous lawsuits, appraisals, and arbitrations over more than twenty-five years of practice. He has litigated on behalf of insurers property and liability coverage disputes involving fire, flood, wind, physical loss, ensuing loss, design failure, equipment breakdown, code upgrade, business interruption, extra expense, period of restoration, rental value, civil authority, service interruption, arson, fraud, construction disasters, and contractor negligence as well as several large loss subrogation matters.
Mr. Harrington serves as coverage counsel for individual companies or markets on multiple significant property insurance claims in the northeastern United States. Examples of recent assignments are builders risk issues arising from highway, tunnel and bridge projects; sublimit, deductible, and exclusion issues arising in the context of hurricanes and named storms; coverage and measurement issues arising in the context of tornado losses; disputes over the application of ensuing loss clauses; and the application of exclusions to losses occurring in the course of an insured’s manufacturing, processing, research and development, or warehousing business.
As a national speaker and author on insurance coverage topics, Mr. Harrington has presented programs on property insurance coverage issues to the Loss Executives Association, the Property Claims Committee of the American Insurance Association, the American Bar Association Tort & Trial Practice Section, and the Property Loss Research Bureau. In 2013, American Lawyer Media named Mr. Harrington a “Top Rated Lawyer in Insurance Law.”
Appraisal and Reference
Mr. Harrington has served as counsel for property insurers or as a party appraiser or umpire on matters involving issues of functional and historical replacement cost, repair cost, actual cash value, code upgrade, physical loss, inventory obsolescence, loss of warrantability, business interruption, extra expense, ordinary payroll, sales and occupancy trends, rental value, period of restoration, claim preparation expense, and debris removal.